Welcome to Twenty and Growing (“we”, “our”, “the website”).
By accessing this website, you agree to the following Terms & Conditions. If you do not agree, please stop using the website.

1. Use of the Website

This website provides articles, reflections and personal opinions about life, relationships and personal finance.
All content is for informational and personal use only. Nothing here should be considered financial, professional or legal advice.

You agree not to:

• copy or republish content without permission

• attempt to damage, hack or disrupt the website

• use content for harmful or misleading purposes

2. Intellectual Property

All text, design elements, images, graphics, and logo of Twenty and Growing are owned by us unless stated otherwise.
You may not copy, reproduce or distribute any part of the website without explicit written permission.

3. Comments and User Contributions

You may post comments on articles as long as they follow basic rules of respect.

Comments or submissions must NOT:

• promote hate, abuse, harassment or illegal activity

• contain spam, advertising or harmful links

• impersonate others or share private information

We reserve the right to remove comments at any time.

4. External Links

This website may link to third-party websites or platforms (e.g., Instagram, TikTok, YouTube, X).
We are not responsible for their content, privacy practices or accuracy.

Use external websites at your own discretion.

5. Disclaimer

All content reflects personal opinions and experiences.
We make no guarantees about accuracy, completeness or results.

Finance content is NOT investment advice.
Always do your own research before making decisions involving money.

6. Limitation of Liability

We are not responsible for:

• losses or damages resulting from your use of the website

• decisions made based on the content

• temporary or permanent unavailability of the website

Your use of the website is at your own risk.

7. Changes to These Terms

We may update or change these Terms from time to time.
When we do, we will update the “Last updated” date at the top of the page.

Continuing to use the website means you accept the updated Terms.

8. Contact

If you have questions about these Terms, you can contact us at: twentyandgrowing25@gmail.com

Terms&Conditions